Ok so I just received my hospital bill and insurance statement on the same day. $7,968.99. Insurance adjustment $7,149,20, covered amount $819.70. I owe $81.97. Jeezzzz. I suppose if the hospital had charged 796.00 insurance would have paid them $78. No wonder the hospital billed $7,968.
When I moved to FL over 25 yrs ago I didn't have a job so I bought health insurance on my own. It was about $3,000 for the year. Not much now but this was over 25 years ago. It's probably 10x that now. I used it once. Got sick, ended up in the hospital for 3 days. Fortunately I had just gotten a job and they were able to get me on their insurance quickly. Very fortunate because when my private insurance was up for renewal, they doubled the premium. I guess I wasn't a good risk anymore. After all, I actually used the insurance.
I guess we're all one step away from either being unemployed or in the hospital. I pity the person who has to face that.